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Are Credit Card Companies Raising Interest Rates?

Are Credit Card Companies Raising Interest Rates?

In 2002, credit card companies made $50 billion in profits from finance charges and interest rates on consumers' revolving credit debt. With many banks making the bulk of their profits from interest, it's no wonder that companies are now looking to increase profitability in a time of great financial upheaval. Credit card companies charge a percentage, called an interest rate, for the...

How Do I Boost My Credit Score?
What Affects Someone's Credit Rating?
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  • Are Credit Card Companies Raising Interest Rates?
    Are Credit Card Companies Raising Interest Rates? Show More

    In 2002, credit card companies made $50 billion in profits from finance charges and interest rates on consumers' revolving credit debt. With many banks making the bulk of their profits from...

  • How Do I Boost My Credit Score?
    How Do I Boost My Credit Score? Show More

    A credit score is a rating that helps predict if a person will pay debts and credit payments on time. The credit score is based on information from a credit report. The credit report shows consumer...

  • What Affects Someone's Credit Rating?
    What Affects Someone's Credit Rating? Show More

    A credit score is a way for potential creditors to judge a person's creditworthiness. Generally, a good credit score is considered to be over a 700 on a scale of 350 to 850. Fair is usually from...